Charles Street Finance 0161 333 1981 Loan enquiry
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Established 1983

Fast, flexible property finance, built around you.

From rapid bridging solutions to strategic development funding — bespoke lending from £100k to £5m+, with a relationship you can bank on.

Get an instant estimate Explore products
No upfront fees Terms within 4 hours Completion in ~8 days
Property investment
£1.5bn
lent to date across the UK
Finance calculator

See what your borrowing could look like

Adjust the sliders for an instant, indicative figure. Every case is assessed on its own merits — treat this as a guide, not a quote.

£500k
£100k£5m+
65%
10%75% max
12 months
3 months24 months
Indicative terms
Bridging Loan
0.85% per month at ≤70% LTV · tiered by LTV
Monthly payment
£4,250
Interest serviced monthly
Gross loan£500,000
Arrangement fee (2%)−£10,000
Retained interest (12 months)−£0
Net advance day one£490,000
Total repayable at exit£551,000
Property value required£769,231 at 65% LTV
Get these terms — enquire now
Criteria: £100k – £5m+ Max 75% LTV 3 months – 24 months
Indicative only, not a formal offer. Rates tiered by LTV from published product guides; 2% arrangement fee illustrative. Subject to full underwriting, valuation and legal costs.
Our products

Property finance designed
around you

No one-size-fits-all lending. Every borrower, property and project is assessed on its own merits.

Bridging Loans

Bridging Loans

Fast, flexible short-term funding to bridge the gap between buying and selling.

1–12+ months Up to 75% LTV From 0.75% pm
Development Loans

Development Loans

Fund development projects with our comprehensive development solutions.

1–12+ months Up to 65% LTGDV From 0.75% pm
Buy-To-Let

Buy-To-Let

Competitive buy-to-let mortgages for portfolio landlords and first-time investors.

5–30 years Up to 75% LTV From 7.99% pa
Semi-Commercial

Semi-Commercial

Flexible finance for mixed-use properties, ideal for investors and business owners.

5–30 years Up to 70% LTV From 8.49% pa
Commercial Loans

Commercial Loans

Property finance for investment and owner-occupied commercial properties.

5–30 years Up to 65% LTV From 8.49% pa
Revolving Credit Facility

Revolving Credit Facility

Ongoing access to funding for up to 36 months without reapplying.

24–36 months Up to 70% LTV From 0.99% pm
96%
offer acceptance rate
£1.5bn
lent to date
8 days
average completion
4 hrs
to indicative terms
Property transformation
40+ years combined experience

Finance made clear, simple and personal

Great funding starts with great relationships. You'll have a dedicated relationship manager by your side — straight-talking advice, clear communication, and support that feels personal from start to finish.

✓
Terms within 4 hours
Quick responses that speed up deal execution.
✓
Completion in ~8 days
Typical transactions completed in under 8 days.
✓
Flexible underwriting
Every case approached with commercial understanding.
✓
Funding within 24 hrs
Enquiry to funding in a day, subject to circumstances.
Case studies

Success stories from real investors

View all case studies →
Commercial property, Northamptonshire
Bridging · Acquisition
Commercial property, Northamptonshire
 Residential development, Cheshire
Development Loan
Residential development, Cheshire
 Residential portfolio, Brighton
Bridging Loan
Residential portfolio, Brighton
 Restaurant, Cheshire
Bridging Loan
Restaurant, Cheshire
FAQ

Frequently asked questions

View all FAQs →
A bridging loan — also called bridge financing — is a short-term finance solution used to bridge the gap between two financial transactions, typically in property scenarios such as buying before selling.
We provide loans from £100,000 to £5 million+, with larger loans considered by referral.
Loan-to-Value (LTV) is the ratio of the loan amount to the property's value. For development loans we use LTGDV — loan against the Gross Development Value on completion.
Indicative terms within 4 hours and typical completion in around 8 days. Subject to circumstances, we can fund within 24 hours of enquiry.
Generally any residential, semi-commercial or commercial property qualifies, whether habitable or not.
Yes — brokers and introducers across the UK are a core part of our business, with dedicated BDM support and fast indicative terms for your clients.

Let's discuss your next opportunity

Enquiries answered within the hour during business hours, Monday to Friday 9:00–17:30.

Call 0161 333 1981 Email new business
Head office
5500 Lakeside, Cheadle Royal Business Park,
Cheadle, Stockport, SK8 3GR
Brokers & introducers
Dedicated support, transparent commission and fast indicative terms. Partner with us →